Car Accidents

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Car accidents cause very serious injuries.

Collisions at speeds as low as 5 mph can cause significant damage to ligaments, muscles, and discs in  your neck, upper back, and low back. Chiropractic care offers excellent treatment for the injuries that result from the damage of these tissues.  Time is critical, conditions left untreated may have permanent effects.  If you have been injured in an accident or collision, contact our office immediately for a consultation and examination. 

The following is a brief description of personal injury coverage in the state of Minnesota:

The state of Minnesota legally requires that each motorist have a type of insurance called “no-fault.”  This originates from the Minnesota No Fault Automobile Insurance Act  that was enacted on January 1, 1975. A claim can be filed for accidents  that occur during maintenance of a vehicle or operation and use of the  vehicle. Following a collision, as the term implies, initially neither  motorists’ insurance is held responsible when a claim is filed. You may  be treated for your injuries by any chiropractor, medical doctor, or any  other medical professional you choose. Treatment for injuries is  typically covered at 100%. The insurance companies later  determine fault. The insurance company is also required to cover  transportation or mileage for treatment, loss of wages due to injury,  and other types of compensation.

Sources: J Man Physiol Ther     Chiro and Whiplash

Oxboro Family Chiropractic has years of experience treating automobile-related injuries.

We will work with you, the insurance company, and your legal representation to get you back on the road to health.  


Workers' Compensation

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Details

Neck, low back, and extremity  pain, sprains, and strains account for nearly 33% of all reported work  injuries according to OSHA.  The most common cause of work-related  injuries is overexertion and repetitive motion, leading to acute pain,  muscle spasm, and soft tissue injuries.  This accounts for 35% of all  workers' compensation cases.  Chiropractic treatment, massage, and  acupuncture has been found to be effective in treating these types of  injuries.  If you have been injured at work, starting treatment early is  critical in recovery time and symptom management. 

The following is a brief description of work injury coverage in the state of Minnesota:

Per the Minnesota Department of  Labor and Industry, all employers are required to either purchase  workers' compensation insurance or have self-insurance to provide  benefits to employees in a work-related injury.  If you have been  injured while at work, the first step is to file a report with your  employer.  Then, schedule an appointment with a healthcare provider for  evaluation of your injuries and to discuss what treatment options are  the best for you.

Sources: Workers' Comp Stats chiromt 

Oxboro Family Chiropratic treats both union and non-union workers' compensation injuries

Insurance

Private Insurance

We work with a variety of health  insurance companies and insurance plans.  Let us check your individual  health insurance benefits to determine your chiropractic coverage. 

Same-Day Payment

We offer an affordable same-day fee for all of our patients.  We accept mastercard, visa, cash, and  private checks for all services at Oxboro Family Chiropractic. 

Auto Insurance

Per the Minnesota No Fault Automobile Insurance Act all motorists must have no-fault insurance.   Following a collision, each motorist involved is not held responsible  for the collision at the time of filing a claim, allowing for motorists  to immediately seek care for any injuries sustained.  Currently,  insurance companies pay out-of-pocket medical expenses up to $20,000.   This includes chiropractic care, medical care, massage, acupuncture, and physical therapy.  If you have been in an automobile accident recently  ask our staff about what benefits are covered for your treatment. 

Workers' Compensation

If you were injured at work you  have the right to file a claim and seek care.  We are providers for both union and non-union workers compensation claims.