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Collisions at speeds as low as 5 mph can cause significant damage to ligaments, muscles, and discs in your neck, upper back, and low back. Chiropractic care offers excellent treatment for the injuries that result from the damage of these tissues. Time is critical, conditions left untreated may have permanent effects. If you have been injured in an accident or collision, contact our office immediately for a consultation and examination.
The state of Minnesota legally requires that each motorist have a type of insurance called “no-fault.” This originates from the Minnesota No Fault Automobile Insurance Act that was enacted on January 1, 1975. A claim can be filed for accidents that occur during maintenance of a vehicle or operation and use of the vehicle. Following a collision, as the term implies, initially neither motorists’ insurance is held responsible when a claim is filed. You may be treated for your injuries by any chiropractor, medical doctor, or any other medical professional you choose. Treatment for injuries is typically covered at 100%. The insurance companies later determine fault. The insurance company is also required to cover transportation or mileage for treatment, loss of wages due to injury, and other types of compensation.
We will work with you, the insurance company, and your legal representation to get you back on the road to health.
Neck, low back, and extremity pain, sprains, and strains account for nearly 33% of all reported work injuries according to OSHA. The most common cause of work-related injuries is overexertion and repetitive motion, leading to acute pain, muscle spasm, and soft tissue injuries. This accounts for 35% of all workers' compensation cases. Chiropractic treatment, massage, and acupuncture has been found to be effective in treating these types of injuries. If you have been injured at work, starting treatment early is critical in recovery time and symptom management.
Per the Minnesota Department of Labor and Industry, all employers are required to either purchase workers' compensation insurance or have self-insurance to provide benefits to employees in a work-related injury. If you have been injured while at work, the first step is to file a report with your employer. Then, schedule an appointment with a healthcare provider for evaluation of your injuries and to discuss what treatment options are the best for you.
We work with a variety of health insurance companies and insurance plans. Let us check your individual health insurance benefits to determine your chiropractic coverage.
No insurance or you have high deductible health insurance plan? No problem! We offer an affordable same-day fee discounts for all of our patients as well as package plans which are often times more affordable than most health insurance covered care. We accept health savings plan (HSA), master card, visa, cash, and personal checks for all services at Oxboro Family Chiropractic.
Per the Minnesota No Fault Automobile Insurance Act all motorists must have no-fault insurance. Following a collision, each motorist involved is not held responsible for the collision at the time of filing a claim, allowing for motorists to immediately seek care for any injuries sustained. Currently, insurance companies pay out-of-pocket medical expenses up to $20,000. This includes chiropractic care, medical care, massage, acupuncture, and physical therapy. If you have been in an automobile accident recently ask our staff about what benefits are covered for your treatment.
If you were injured at work you have the right to file a claim and seek care. We are providers for both union and non-union workers compensation claims.